Investment Planning
Why invest?
Investing is simply a form of saving which can help you beat the rate of inflation and may mean that your money grows more actively than it would in a cash deposit account, particularly if you invest over the long-term.
There are risks however as your money isn’t as secure as cash savings and the value of your investments can fall as well as rise and you may not get back the full amount you invested. Past performance is not a reliable indicator of future performance – but investing has potential benefits too.
Consider your investment goals
Before you invest, you need to have a clear plan of what you are investing for. Retirement, a new house, a wedding, children’s education, or just for a rainy day? Is this goal in the near future, or a long way ahead? Timeframe is a major factor to consider when identifying the most appropriate investment strategy.
Consider how much risk you are willing to take
All investing comes with a degree of risk, and this varies from investment to investment. You need to ensure you’re comfortable with the risks involved as well as considering how much risk you can afford to take without it affecting your lifestyle.
Create an investment strategy
We will work with you to understand your current situation, identify your goals, and assess both your timeframes and attitude to risk. This will help to ensure that when we develop a long term investment strategy for you, your portfolio will be properly diversified, you are not exposed to unnecessary risk, and that any future investments are aligned with your objectives.
All of our advice will be tailored to you, your circumstances and your aims.
Investing is simply a form of saving which can help you beat the rate of inflation and may mean that your money grows more actively than it would in a cash deposit account, particularly if you invest over the long-term.
There are risks however as your money isn’t as secure as cash savings and the value of your investments can fall as well as rise and you may not get back the full amount you invested. Past performance is not a reliable indicator of future performance – but investing has potential benefits too.
Consider your investment goals
Before you invest, you need to have a clear plan of what you are investing for. Retirement, a new house, a wedding, children’s education, or just for a rainy day? Is this goal in the near future, or a long way ahead? Timeframe is a major factor to consider when identifying the most appropriate investment strategy.
Consider how much risk you are willing to take
All investing comes with a degree of risk, and this varies from investment to investment. You need to ensure you’re comfortable with the risks involved as well as considering how much risk you can afford to take without it affecting your lifestyle.
Create an investment strategy
We will work with you to understand your current situation, identify your goals, and assess both your timeframes and attitude to risk. This will help to ensure that when we develop a long term investment strategy for you, your portfolio will be properly diversified, you are not exposed to unnecessary risk, and that any future investments are aligned with your objectives.
All of our advice will be tailored to you, your circumstances and your aims.